gavel 📜 Legal Governance • September 2026
Terms in Effect

Terms of Service — RealSaathi

Last Updated: September 2026 • Incoteam Technology Pvt Ltd

policy

Platform Agreement Preamble

These Terms of Service govern your access to and use of RealSaathi, a social communication platform developed and operated by Incoteam Technology Pvt Ltd. By creating an account, accessing, or using RealSaathi, you agree to these Terms of Service, our Privacy Policy, Community Standards, Safety Guidelines, Creator Terms where applicable, and all applicable laws. If you do not agree to these terms, you should not use RealSaathi.

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32
Legal Sections
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User Rights
& Responsibilities
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Virtual Economy
Coins & Wallet Framework
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Indian Jurisdiction
Governing Laws Applicable
01

About RealSaathi

Platform Scope

RealSaathi is a social communication platform that may provide features such as: User profiles, Audio calls, Video calls, Chat, Stories, Online status, Wallet or coin-based interactions, Creator or host participation, Notifications, Other social communication features. Features may be added, changed, limited, or removed from time to time.

person User Profiles
videocam Audio & Video Calls
chat Live Chat & Stories
toll Wallet & Coin System
02

Eligibility

Access Requirement

You may use RealSaathi only if you meet the minimum age and legal requirements applicable in your country or region. By using RealSaathi, you confirm that:

  • You are legally eligible to use the service.
  • Information you provide is accurate.
  • You are not prohibited by law from using the platform.
  • You will comply with these Terms and applicable policies.
verified We may request age or identity verification where necessary.
03

Account Registration

User Account

To use certain features, you may need to create an account. You agree to:

  • Provide accurate information.
  • Keep your information updated.
  • Maintain the security of your account.
  • Keep OTPs, passwords, and login credentials confidential.
  • Notify us if you suspect unauthorized access.

You are responsible for activity carried out through your account unless otherwise required by applicable law.

04

Account Security

Crucial Safeguard

Do not share: OTPs, Passwords, UPI PINs, Card PINs, Internet banking credentials, Other confidential login or payment information.

security_update_warning
Security Alert: RealSaathi representatives will not ask you to disclose such credentials through calls or chats. If your account appears compromised, contact official support immediately.
05

User Profiles

Identity Standards

Users may create profiles using information such as name, avatar, language, interests, or other supported profile details. You must not:

  • Impersonate another person.
  • Use stolen or unauthorized images.
  • Create deceptive accounts.
  • Misrepresent your identity for fraud.
  • Pretend to represent RealSaathi or Incoteam Technology Pvt Ltd without authorization.

We may review, restrict, or remove accounts that violate these rules.

06

Audio and Video Calls

Calling Protocols

RealSaathi may provide one-to-one audio and video communication. Users must use these features responsibly. You must not use calls for: Harassment, Threats, Fraud, Blackmail, Sexual exploitation, Illegal activity, Hate speech, Financial scams, Any conduct that violates our Community Standards.

Call availability and quality may depend on internet connection, device capability, third-party services, and platform availability.

07

Chat and Messaging

Direct Messaging

RealSaathi may allow users to communicate through chat or related messaging features. You must not send: Spam, Threats, Fraudulent links, Malware, Abusive messages, Illegal content, Unwanted promotional messages, Content that violates another person's rights.

We may restrict communication features where misuse is detected.

08

Stories and User Content

Media Uploads

Users may be allowed to upload profile images, stories, text, media, or other content. You are responsible for content you upload. You must have the necessary rights or permission to share that content. You must not upload content that is: Illegal, Fraudulent, Threatening, Exploitative, Non-consensual, Infringing, Harmful to minors, In violation of our policies.

09

License to User Content

IP Ownership

You retain ownership of content you create, subject to applicable law. By uploading content to RealSaathi, you grant us a limited, non-exclusive license to host, store, process, display, transmit, and use that content only as reasonably necessary to operate, secure, improve, and provide the platform. This license ends when the content is deleted, subject to lawful retention, backups, and technical limitations.

10

Coins and Virtual Credits

Virtual Economy

RealSaathi may use coins, virtual credits, or similar digital units for eligible premium interactions. Coins may be used for features such as: Audio calls, Video calls, Chat access, Premium interactions, Other eligible features. Coins are intended for use within the RealSaathi platform.

Unless expressly stated otherwise, coins:

  • close Are not legal currency
  • close Do not represent a bank deposit
  • close Cannot be treated as cash
  • check May have usage conditions
  • check May be promotional or purchased
  • check May be subject to expiry where clearly disclosed
  • tune May be adjusted in cases of fraud, technical error, refunds, or misuse
11

Purchases and Payments

Billing

When enabled, users may purchase coins or other eligible services using supported payment methods. Payments may be processed by third-party payment providers. You are responsible for: Providing accurate payment information; Ensuring you are authorized to use the payment method; Reviewing pricing before completing a purchase. Applicable taxes, gateway charges, or other charges may be included or disclosed where required.

12

Refunds and Cancellations

Refund Policy

Refund eligibility is governed by our Refund and Cancellation Policy. Digital goods, consumed coins, completed calls, or used services may be non-refundable except where required by law or where a valid technical or payment issue is confirmed. Users should review the applicable refund policy before making a purchase.

13

Creator and Host Participation

Host Network

RealSaathi may allow eligible users to participate as creators or hosts. Creators may be subject to separate: Verification requirements, Creator Terms, Payout rules, Performance conditions, Safety obligations, Tax requirements.

Creator participation does not guarantee income, calls, traffic, or earnings. Unless separately agreed in writing, creator participation does not automatically create an employer-employee relationship with Incoteam Technology Pvt Ltd.

14

Creator Earnings and Payouts

Payout Terms

Eligible creators may receive earnings or incentives based on applicable platform programs. Payments may depend on factors such as: Eligible call duration, Audio/video activity, Rank, Performance, User engagement, Verification status, Fraud checks, Current platform rates.

RealSaathi may review or adjust suspicious, fraudulent, duplicate, or manipulated activity.

15

Prohibited Conduct

Strictly Prohibited

You must not use RealSaathi to conduct, facilitate, or promote any of the following:

block Harass or threaten others.
block Commit fraud or scams.
block Impersonate another person.
block Blackmail or extort users.
block Exploit minors.
block Share unlawful or exploitative content involving minors.
block Distribute non-consensual intimate content.
block Promote illegal activity.
block Circumvent payment systems.
block Manipulate coin balances or creator earnings.
block Create fake engagement.
block Use unauthorized bots or automation.
block Exploit technical vulnerabilities.
block Send malware or phishing links.
block Violate intellectual property rights.
block Collect user data without authorization.
16

Off-Platform Transactions

Bypass Ban

Users and creators must not use RealSaathi to facilitate unauthorized payments intended to bypass official platform systems. RealSaathi is not responsible for unauthorized transactions voluntarily completed outside the platform, except where applicable law provides otherwise. Users should report suspicious payment requests.

17

Safety

User Safety

Users are expected to follow the RealSaathi Safety Guidelines. You should never share: OTPs, Passwords, UPI PINs, Banking passwords, Sensitive identity documents, Other confidential information.

Users should block or report suspicious, abusive, or unsafe accounts.

18

Reporting and Blocking

User Controls

RealSaathi may provide tools to: Block accounts, Report profiles, Report chats, Report calls, Report suspicious activity, Report creator misconduct.

Reports should be truthful and accurate. Submitting intentionally false or malicious reports may itself violate these Terms.
19

Moderation

Quality & Trust

To protect users and maintain platform quality, we may use human review, automated systems, or both. We may review activity related to: Safety, Fraud, Abuse, Payments, Creator activity, Spam, Policy compliance.

Moderation decisions may consider severity, context, repetition, safety risk, and available evidence.

20

Suspension and Termination

Enforcement

We may warn, restrict, suspend, or terminate accounts that violate these Terms or platform policies. Reasons may include: Fraud, Harassment, Serious safety violations, Fake identity, Payment abuse, Creator manipulation, Repeated policy violations, Illegal activity, Circumventing restrictions.

Where appropriate, users may contact support regarding an enforcement decision.

21

Account Deletion

User Rights

Users may request deletion of their account through available in-app options or by contacting the support/privacy email listed on the website. Certain records may be retained where necessary for: Legal obligations, Fraud prevention, Tax requirements, Payment reconciliation, Safety investigations, Dispute resolution. See our Privacy Policy for more information.

22

Intellectual Property

Platform Rights

RealSaathi, its logos, designs, software, interfaces, graphics, trademarks, and related materials are owned by or licensed to Incoteam Technology Pvt Ltd, except where otherwise stated. You may not copy, reproduce, modify, distribute, reverse engineer, resell, or commercially exploit our intellectual property without authorization, except where law permits.

23

Third-Party Services

External Partners

RealSaathi may rely on third-party services for functions such as: Payments, Cloud hosting, Audio/video communication, Authentication, Notifications, Analytics, Customer support. Third-party services may also have their own terms and privacy policies. We are not responsible for independent third-party services beyond the extent required by law.

24

Service Availability

Uptime Scope

We aim to provide a reliable service, but we do not guarantee uninterrupted availability. RealSaathi may be temporarily unavailable because of: Maintenance, Server issues, Network problems, Security updates, Third-party outages, Legal requirements, Technical failures. We may modify, suspend, or discontinue features where necessary.

25

No Guarantee of Connections

Expectations

RealSaathi facilitates social communication but does not guarantee: A specific number of users online; A successful connection with any particular person; Creator availability; A particular conversation outcome; Earnings for creators; A specific relationship or social result.

Users are responsible for deciding how they interact with others.

26

User Responsibility

Individual Conduct

You are responsible for: Your communications; Your decisions; Your account activity; Content you share; Transactions you voluntarily make; How you interact with other users. Use reasonable judgment and follow our Safety Guidelines.

27

Disclaimer

Legal Disclaimer

RealSaathi is provided on an “as available” basis to the extent permitted by applicable law. We do not guarantee that: Every feature will always be available; The service will be error-free; Every user will behave appropriately; All information provided by users will be accurate; Every technical issue can be prevented.

Nothing in these Terms excludes rights that cannot legally be excluded.

28

Limitation of Liability

Liability Cap

To the maximum extent permitted by law, Incoteam Technology Pvt Ltd will not be liable for indirect, incidental, special, consequential, or similar losses arising from use of RealSaathi. This may include losses relating to: User-to-user interactions, Unauthorized off-platform payments, Device or internet issues, Third-party service failures, Lost data, Service interruption.

This limitation does not apply where liability cannot legally be excluded or limited.

29

Indemnity

Indemnification

To the extent permitted by law, you agree to be responsible for losses or claims resulting from your unlawful use of RealSaathi, violation of these Terms, infringement of another person's rights, or content you upload.

30

Changes to These Terms

Updates

We may update these Terms of Service from time to time. Updates may reflect: New features, Legal requirements, Safety changes, Payment changes, Business operations, Technical updates.

Material changes may be communicated through the app, website, or other appropriate channels. Continued use after updated Terms take effect may constitute acceptance where permitted by law.

31

Governing Law

Jurisdiction

These Terms are governed by the applicable laws of India. Any dispute will be handled subject to applicable law and the competent jurisdiction specified by Incoteam Technology Pvt Ltd, where legally permitted.

32

Contact Us

Official Desk

For questions about these Terms, your account, payments, safety, or the RealSaathi platform, contact us through our official support channels:

Platform
RealSaathi
Company
Incoteam Technology Pvt Ltd
Country
India
Website
realsaathi.in